Stem Cell Club Payment Terms, Authorization & Acknowledgment

STEM CELL CLUB

Payment Terms, Authorization & Acknowledgment

1. PAYMENT AUTHORIZATION

By submitting payment to Stem Cell Club, I authorize Stem Cell Club to charge my credit card, debit card, ACH, or other approved payment method for the services selected.

I understand that payment is required in full prior to service unless otherwise stated in writing.

2. NON-REFUNDABLE / NO CHARGEBACK POLICY

I understand and agree that:

  • All payments made to Stem Cell Club are NON-REFUNDABLE
  • I waive any right to dispute, reverse, or initiate a chargeback for services rendered
  • Payment is for access to and participation in an elective, experimental/investigational service, not for a guaranteed outcome

I acknowledge that dissatisfaction with results, lack of perceived benefit, or personal expectations do not constitute grounds for a refund or chargeback.

3. NO GUARANTEES / NO PROMISES

I understand and agree that:

  • No guarantees, warranties, or promises of results have been made
  • Stem Cell Club does not guarantee improvement, relief, or benefit
  • Individual results vary and outcomes are unpredictable

Payment is not contingent upon results.

4. INVESTIGATIONAL / NON-INSURANCE SERVICE

I acknowledge that:

  • Services provided are elective and investigational
  • Services are NOT covered by insurance
  • No insurance claims will be submitted on my behalf

I accept full financial responsibility for all charges.

5. CONSENT & DOCUMENT ACKNOWLEDGMENT

By completing payment, I confirm that I:

  • Have read and agreed to the Informed Consent for Injection of Human Cellular and Tissue-Based Products (HCT/Ps)
  • Understand the experimental nature of the service
  • Accept all known and unknown risks
  • Had the opportunity to ask questions prior to payment

This payment serves as my electronic acknowledgment and acceptance of all related consent documents.

6. MEDICAL DISCLAIMER

I understand that:

  • Services provided are not medical advice
  • Stem Cell Club does not diagnose, treat, cure, or prevent disease
  • Participation is voluntary

I have been advised to consult with my own healthcare provider.

7. CHARGEBACK DEFENSE ACKNOWLEDGMENT

I understand that:

  • Attempting a chargeback after receiving services constitutes a breach of these terms
  • Documentation including signed consent forms, treatment records, and payment authorization may be submitted to the payment processor as evidence
  • I may be responsible for collection costs, administrative fees, and legal fees incurred as a result of an improper chargeback

8. GOVERNING LAW

This agreement shall be governed by and construed under the laws of the State of Utah, without regard to conflict-of-law principles.

9. FINAL ACKNOWLEDGMENT

By submitting payment, I certify that:

  • I am legally authorized to use the payment method
  • I understand and agree to all terms above
  • I enter into this agreement voluntarily and without coercion